"It's not enough to just give debt advice. We must address the trauma of poverty and empower the individual."
Ripon Ray, Founder of Debt Talk
Debt Talk CIC was founded in response to the disproportionate impact of the COVID-19 pandemic on Bangladeshi communities in London. The pandemic exposed deep-rooted inequalities and the trauma caused by poverty. In response, Debt Talk's founder highlighted the community’s resilience through collaboration, storytelling, and grassroots support. These experiences were documented in the publication “Covid Crisis: the Brit-Bangla Response.”
Debt Talk CIC aims to amplify the voices of Bangladeshi communities both locally and nationally by:
Debt’s a tough subject — but it’s time we talked. With the cost of living crisis biting and big changes shaking up the debt world, Debt Talk dives into the heart of it all. From collectors and enforcers to lenders and advice charities, we’re bringing real voices and raw stories to the mic. Let’s break the silence, challenge the system, and find out what support really looks like when debt hits home.
Join us for a drop-in session between 2 PM and 4 PM at Rich Mix, where we can assess your situation and offer guidance on any personal challenges you may be facing. If you need further support, we can schedule a follow-up appointment for Thursday.
As part of our educational offering, we provide tailored courses on topics such as income maximisation, fuel suppliers, consumer credit, debt, and other personalised financial education needs. Our expert team is trained in delivering trauma-informed money and debt education, ensuring a sensitive and supportive learning environment.
"Ripon Ray’s exciting new book -‘Covid Crisis: The Brit Bangla Response’ - is a major achievement as there are very few studies of the pandemic that focus in such depth on particular minority communities in the UK”, Alastair Owens, Professor of Historical Geography, Queen Mary University of London. "Highlighting the dynamic response of the British Bangladeshi community during the devastating Covid crisis, the book reveals a unique insight into a marginalised community during a crisis—testimonies of the local community and beyond, collection of lived experiences during an unprecedented global pandemic. A space where marginalised and often vulnerable people's voices are given a platform. The Brit Bangla COVID Platform is an excellent and fascinating example of community-wide mediation." King’s College London, Dr Chris Tang
All proceeds made from the book will be reinvested into community projects and activities.
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All proceeds will be invested into community projects and activities.
**We are limiting on the following services**
Education
Workshops
Financial Literacy Courses
Resources
Webinars