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About Us
Debt Talk CIC was founded in response to the profound trauma experienced by Bangladeshi communities in London during the COVID-19 pandemic.
The crisis not only exposed long-standing inequalities, it deepened financial hardship, emotional distress, and generational wounds caused by poverty. In the face of this adversity, the community’s strength shone through acts of solidarity, storytelling, mutual care and collective problem-solving. These experiences were captured in the publication Covid Crisis: The Brit-Bangla Response, which laid the foundation for a trauma-informed approach to tackling poverty.
Debt Talk CIC exists to centre healing, dignity and empowerment by:
- Creating trauma-aware anti-poverty forums where Bangladeshi communities can safely explore the root causes of poverty, share lived experiences, and collectively address the emotional and structural impacts of financial trauma.
- Developing community-led strategic research, campaigns and innovative support initiatives that restore agency, reduce stigma, and strengthen wellbeing.
- Providing accessible, compassionate financial education and budgeting support that builds long-term resilience and reduces the fear, shame and overwhelm often linked to money stress.
- Delivering culturally competent, trauma-informed debt advice so individuals can navigate financial crises with hope and dignity for a better future.
Podcast
The Debt Talk podcasts work in ways that larger organisations sometimes cannot:
- We speak in a community-rooted voice that feels familiar and trustworthy
- We address sensitive topics: debt, budgeting, family pressure with cultural understanding
- We respond quickly to emerging issues without bureaucracy
- We use digital content to reach both younger and older generations
- We listen first, act thoughtfully, and amplify community concerns responsibly
Our strength comes from being close to the people we serve.
Education
As part of our educational offering, we provide tailored courses on topics such as income maximisation, fuel suppliers, consumer credit, debt, and other personalised financial education needs. Our expert team is trained in delivering trauma-informed money and debt education, ensuring a sensitive and supportive learning environment.
Research &Campaign
Covid Crisis: The Brit-Bangla Response
"Ripon Ray’s exciting new book -‘Covid Crisis: The Brit Bangla Response’ - is a major achievement as there are very few studies of the pandemic that focus in such depth on particular minority communities in the UK”, Alastair Owens, Professor of Historical Geography, Queen Mary University of London.
"Highlighting the dynamic response of the British Bangladeshi community during the devastating Covid crisis, the book reveals a unique insight into a marginalised community during a crisis—testimonies of the local community and beyond, collection of lived experiences during an unprecedented global pandemic. A space where marginalised and often vulnerable people's voices are given a platform. The Brit Bangla COVID Platform is an excellent and fascinating example of community-wide mediation." King’s College London, Dr Chris Tang
All proceeds made from the book will be reinvested into community projects and activities.
Donate
Become a part of our mission and consider donating to our cause!
All proceeds will be invested into community projects and activities.
