
Debt Talk welcomes the publication of Baroness Hallett’s Covid Inquiry report and recognises both the gravity and the emotional weight of its findings.
For our community, the report is not abstract, it speaks directly to the losses, fears, and hardships we lived through. It confirms what British Bangladeshis experienced in real time: that the UK entered the pandemic unprepared; that systemic failures cost lives; and that longstanding inequalities determined who endured the greatest harm.
For British Bangladeshi families, COVID-19 was not only a public-health emergency but a deeply traumatic social and economic crisis.
We lost elders, parents, frontline workers, and community leaders. Many faced the compounded stress of overcrowded housing, insecure work, language barriers, and inconsistent access to trusted health information. These layers of pressure created profound emotional strain alongside the immediate health risks. Our project was founded because these experiences of grief, fear, and resilience were going unheard and undocumented.
The Hallett report reinforces the urgency of trauma-aware work. Its findings on strategic failures, weak governmental challenge, harmful communication gaps, and inadequate data reflect what our community shared through stories, testimonies, and lived experience. But acknowledgement alone cannot heal trauma or prevent its repetition.
Trauma-Informed Key Messages in Response to the Report:
Our Commitment
Debt Talk CIC will continue safeguarding community memory, amplifying British Bangladeshi voices, and advocating for policies rooted in fairness, dignity, and healing. Through our book, exhibition, and ongoing community engagement, we show that storytelling is more than documentation — it is an act of collective recovery and resilience.
We stand ready to work with policymakers, researchers, and public-health bodies to ensure that the lessons of the Hallett report translate into meaningful, trauma-informed change for those most affected.
The next crisis will not wait. Implementation must begin now grounded in inclusion, accountability, and justice.
Debt Talk CIC
Honouring our losses.
Uplifting our voices.
Building a fairer, safer future.
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Debt Talk is not a for-profit community interest company registered as Debt Talk CIC in England & Wales, limited by guarantee. Registered office address: Pelican House, 144 Cambridge Heath Road, London, England, E1 5QJ. Phone: 07951 714 140 (Calls are at local rates) Email: admin@debttalk.org Please note that Debt Talk CIC is closed on Public Bank Holidays in England & Wales. private company limited by guarantee without share capital Community interest company

Breaking Point to Breaking Through reveals a hidden debt crisis affecting Bangladeshi Londoners, based on community consultations with over 45 residents, frontline workers and statutory organisations in Tower Hamlets.
Despite 63% of Bangladeshi Londoners living in poverty, there is no dedicated, culturally responsive debt advice service for this community. The report shows how shame and honour (izzat), faith-based barriers to interest, informal lending, remittance pressures and intergenerational trauma combine to push families into crisis before they seek help.