A change in circumstances, rising living costs, illness, relationship breakdown, job loss or problems with benefits can quickly lead to debt, rent arrears and the risk of losing your home. When people face financial crisis, they need someone who understands their situation, listens without judgement, and helps them find a way forward.
That's where Debt Talk comes in.
Debt Talk CIC provides free, culturally sensitive and trauma-informed independent and FCA-authorised debt advice, supporting people to overcome financial crisis and rebuild their lives.
We help people to:
- Stop eviction and prevent homelessness.
- Resolve debt and negotiate with creditors.
- Deal with rent, council tax, utility and other household debts.
- Maximise income through benefits and financial support.
- Understand their rights and make informed decisions.
- Reduce stress and regain control of their finances.
- Build confidence and long-term financial resilience.
We know that behind every debt is a story. Many of the people we support are working hard, caring for families, living with illness, or facing barriers such as language, discrimination or insecure work. We take the time to understand each person's circumstances and work alongside them to find practical, realistic solutions.
Our advice is about more than managing debt. It's about helping people stay in their homes, improve their wellbeing, restore their confidence and move forward with dignity.
Community Outreach Advice Sessions
Tower Hamlets
Every Tuesday, 2-4:30 pm
Rich Mix, 35–47 Bethnal Green Road, London E1 6LA
Hackney
Every Wednesday, 2:00–4:30 pm
Hackney Central Library
To book an appointment or find out more, call us or email advice@debttalk.org.
Know More. Stress Less.
"I came to Debt Talk believing I was going to lose my home. They listened, explained my options in my language and spoke to my landlord. For the first time in months, I felt someone was on my side." — Shammi Begum, Tower Hamlets
"I was overwhelmed by letters and didn't know where to turn. Debt Talk helped me deal with my debts, increase my income and gave me the confidence to face my situation." — Michael, Hackney
"They didn't make me feel ashamed. They understood my circumstances and treated me with respect. That made all the difference." — Mo Miah, Tower Hamlets
At Debt Talk, we don't judge. We listen. We advise. We act.
